Did you know that dental insurances reset your benefits every year? It’s true. Most of dental insurance plans are on a calendar year, which means you will lose out on all unused benefits after December 31st.
This is a great time of year to take advantage of everything your dental insurance provides, especially if you have outstanding treatments. Here are some of the services you might want to use before you lose the opportunity.
Regular Dental Check Up
Regular Dental Check Up (doctor examination and cleaning) is one of the best ways to maintain your oral health. Many dental insurance plans provide coverage for two checkups per a year at 6 months intervals. So, if you haven’t had a cleaning in the last six months, now it is a really good time to schedule an appointment with one of Avalon Dental Center dentists.
Being proactive is highly recommended when it comes to oral health. Seeing dentist for regular checkups is not only the best way for you to take care of your dental hygiene, but it is also a necessary step for preventing oral diseases. If you are someone who follows all the rules and has a long history of good dental health, you can still benefit from dental checkups. There are areas of the mouth that brushing and flossing cannot reach. Fortunately, WE CAN!
If you have some outstanding treatments, the end of the year is the perfect timing to get started. Especially it is good if you’ve already met your deductible and haven’t hit your annual benefits maximum. Once your deductible is paid, your out-of-pocket expenses can decrease dramatically, making it an ideal situation for larger dental treatments.
If you’re getting close to maxed out, your Avalon Dental dentist can help create a plan to maximize your benefits by splitting your treatment between this year and next. That will allow you to use the remaining benefits this year and take advantage of your renewed benefits after the New Year.
That would definitely help to minimize out-of-pocket expenses and even if it is not going to cover 100% of treatment we can help with making the costs manageable by offering financing options like Care Credit and Lending Club. These options can give you the opportunity to spread out-of-pocket costs over a time period that is manageable for you, sometimes without any interest charges.
Schedule your appointment today with one of our dentists in Cambridge MA, Somerville MA or Assembly Square!